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Finance Promotions
Samsung Interest Free Finance Promotion S26 Series
Terms and Conditions and minimum credit criteria apply. 0% APR offer in-store only, and available only while stocks last. Subject to credit assessment and approval. The APR of 0% is fixed for the full duration of both the 12 month and the 24-month loan term options.
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A €1,800 loan over 12 months with a fixed interest rate of 0% APR (Annual Percentage Rate - the total cost of the loan including the interest rate and any fees and charges) for the duration of the term, has 12 monthly instalments of €150. In this scenario, the total amount repayable over the course of the loan is €1,800 and the total cost of credit is €0 (the total amount repayable less the amount of the loan). humm is underwritten by FlexiFi Europe Limited, Company Number: 600124. Flexifi Europe Limited, trading as humm is regulated by the Central Bank of Ireland.
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If you do not meet the repayments on your BNPL– agreement your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire–purchase agreement, a consumer–hire agreement or a BNPL–agreement in the future.
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For Furniture, Beds & Mattress orders, we offer up to 36 months 0% APR.
Finance FAQ's
What finance options are available and what do they cover?
Harvey Norman offers three different finance options:
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For Technology orders, we offer up to 36 months flexible payments.
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For Home Appliances & TV orders, we offer up to 24 months interest free payments.
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For Furniture, Beds & Mattress orders, we offer up to 36 months 0% APR.
Can I use these options in store or online?
Yes, these options can be used in-store and online.
What do I need to apply for finance?
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A valid photo ID (passport, drivers’ licence).
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Be over 18 years of age.
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Have a monthly income of at least €1,000 per month.
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Proof of PPS and home address.
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A debit/credit card.
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A good credit history.
What is the minimum/maximum amount I can finance?
For Technology orders, the minimum amount that can be financed is €250.00. The maximum amount that can be financed is €5,000.00.
For Home Appliances & TV orders, the minimum amount that can be financed is €80.00. The maximum amount that can be financed is €5,000.00.
For Furniture, Beds & Mattress orders, the minimum amount that can be financed is €500.00. The maximum amount that can be financed is €30,000.00.
How long is the approval process?
It does not take long to be approved for finance, it would usually take up to an hour to be approved or declined.
Can I pay off part of my loan early and would there be any penalties?
Yes, you can log into the Humm customer portal and pay the finance off early. If you go onto the “make a once-off payment” option on the portal, it allows you to pay off the finance early. You can do this as many times as you like. There would be no penalties for paying this off early and you would not be charged any more interest.
Can I change the debit/credit card on the account?
Yes, this can be changed through the Humm customer portal.
Is there interest on these finance options?
There would be interest on Humm orders on Technology items and Furniture, Beds & Mattresses paid for over 48 months or 60 months.
For more information on our full range of interest free options, please visit the below:
Home Appliances & TV’s - https://www.harveynorman.ie/finance-option/humm.html
Furniture, Beds & Mattresses - https://www.harveynorman.ie/finance-option/humm-furniture-finance.html
Technology - https://www.harveynorman.ie/finance-option/flexible-payments.html
I applied for finance and the option is not showing on the check out. What is the reason?
The Humm option may not appear if the product you are looking to purchase is under the minimum finance amount. It may also not appear if there are a mix of items in your basket. If you need assistance, please contact us and we can guide you through your purchase.
Where can I apply for Humm?
You can apply for Humm finance through the below links:
Home Appliances & TV’s - apply here.
Furniture, Beds & Mattresses - apply here.
Technology - apply here.
Where can I learn more about the finance options?
For more information on our full range of interest free options, please visit the below:
Home Appliances & TV’s - https://www.harveynorman.ie/finance-option/humm.html
Furniture, Beds & Mattresses - https://www.harveynorman.ie/finance-option/humm-furniture-finance.html
Technology - https://www.harveynorman.ie/finance-option/flexible-payments.html
What are the contact details for Humm?
Humm can be contacted by phone at (01) 9609601. If you would like to make an enquiry through email, they can be contacted through here: https://www.shophumm.com/ie/contact-us and they are also available to contact on social media (Facebook & Instagram).
Am I guaranteed to be approved for finance?
The decision is not made by Harvey Norman and approval is not always guaranteed. Having a positive credit history will increase your chances of approval. In the unlikely event that you are declined, Harvey Norman would not be advised of the reason of this. You would be provided with the contact details for the CCR where they can advise further on this.
